Three things to know for home loans

• You need to be "pre-qualified" and/or "pre-approved" (know the difference) for a loan before you start looking for a home. You may be competing with other buyers, and if you don't have your loan in place, you will be at a disadvantage. Start this process now by printing the loan application form.
  
  
• We refer you to highly experienced and skilled lenders who can get you your best (real) options in financing. We chose these lenders because our clients have had good experiences with them. We do not make money when you utilize the services of the lenders we recommend.
  
  
• It is to your advantage to use a good local lender whose team knows the territory.